Practical Finance: Empowering Ilonggos One Workshop at a Time

Janet and husband, Shaun Dela Cena (2026)

We all dream of a life of freedom and growth, but sometimes our finances tell a different story. If your goals seem out of reach due to the burden of debt, it may be time for a fresh perspective. Recognizing the problem is the first step toward reclaiming your peace of mind.

Recognizing the problem is the first step toward reclaiming your peace of mind.

Who is Janet Dela Cena?

Janet dela Cena is an Ilongga entrepreneur on a mission to simplify the often-intimidating world of financial literacy. Driven by a desire to help others avoid the fiscal pitfalls she once navigated, Janet and her husband have launched a grassroots movement focused on Practical Finance. 

Meeting Janet, you are immediately struck by her enthusiasm; she isn't just teaching a curriculum, she is on a mission to add genuine value to people's lives through straightforward, practical tips and heart-to-heart discussions.

What truly sets Janet apart is her "Stewardship" philosophy. Her teachings aren’t just theoretical—they are rooted in self-realization and personal experiences applied to real life.

During her sessions, she covers the essential pillars of a secure future, ranging from cash flow and debt management to wealth building through asset allocation and multiple income streams.

She also tackles long-term goals like retirement, estate planning, and education funding. Her advice remains simple yet profound: focus on what you can control, and always strive to build a life where the "liberating feeling" of being debt-free is the standard.

Janet Dela Cena, conducting a small-group discussion teaching practical finance at Madge Cafe Atria. (2026)

The heart of this movement happens every Saturday, where the couple hosts intimate financial workshops at Regus Conference Room in 3rd floor of Festive Walk Mall. These sessions are intentionally kept small—typically limited to two to ten participants—to ensure the discussion is both effective and efficient. 

In this setting, Janet can truly mingle and connect with people. I noticed that participants were highly engaged, sharing experiences and relating to one another in a way that large seminars rarely allow. It is a refreshing, basic, but incredibly useful reminder to check on one’s own finances.

As a "frustrated author" turned Practical Finance Coach, Janet’s message to her readers is one of earned confidence: "Problems should be confronted; half of the problem is already solved upon recognizing it." 

In her search for a partner that mirrored these principles, she aligned with Pioneer Insurance, focusing on a transparent approach to protection and planning. Janet truly believes she is blessed to be a blessing, and that spirit of service shines through in every word she shares.

If you are looking for small-group mentoring to help refine your financial goals in a way that feels like a conversation over coffee, I highly recommend Janet. She is an incredible resource for anyone ready to take ownership of their future. 

Mentoring Schedules:

• Workshop is every Saturday
• Venue at Regus Conference Room
• Time: 02:00 - 03:00 PM only
• Slots: 2-10 pax

You can reach out to her via her Facebook account, Janet Del Castillo-Dela Cena. You can also check most of their updates at ShaunJanet Dela Cena Facebook Page. 

Our conversation was a timely reminder for me to review my own finances, and I am incredibly grateful to have met her. Her advocacy is inspiring, and she has my full support!

Photos from Janet's Small-group activities in Iloilo City: